FAQ’s

Frequently Asked Questions About Masschusetts Hard Money Loans

How many investment properties can I buy with hard money loan in Massachusetts?

Real estate investors can purchase unlimited residential real estate as long as the properties can generate income to cover operating expenses such as e, utilities, maintenance, cleaning, taxes and insurance

Do I need a W2 income to qualify for private mortgage?

No. Our private real estate loans are originated based on the value of the property being developed or purchased rather than the borrower's creditworthiness. This means that real estate investors and developers with less-than-perfect credit can still access the funds they need to bring their projects to completion.

What credit score is needed for hard money loan?

Experienced real estate investors with less than perfect credit can apply for hard money loan for the purpose of real estate investment only. But for underwriting and leverage purposes, real estate investors with credit score from 650 get favorable loan terms.

How much of a down payment do you need for a hard money loan?

10% to 30%
Asset View Capital requires up to 10%-15% down payment from experienced real estate investors and developers who have recently completed 2 to 5 fix and flip projects. For other investors with less construction experience, they are required to bring up to 20% equity into the purchase.

Who is the best hard money lender in Massachsuetts today?

To know the best hard money lender, you must consider the speed at which they close your real estate deals, flexibility in terms of interest rates and loan amounts, loan servicing and post-closing support.

Do hard money lenders lend on rural properties?

No. Hard money lenders do not lend on rural properties because investment properties in rural areas are not statistically located in areas where real estate professionals can assess them easily, but local banks and credit unions could assist on such projects.

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