Massachusetts Hard money loans for fix and flip

Expand your real estate business with our short-term hard money construction loans to renovate and sell single-family and multifamily properties. Loans from $150,000 to $3,000,000.

Apply Here

Talk to sales

Higher loan leverage for experienced developers

Fix and flip loan

Use our construction bridge loans for fix-and-flip loans and ground-up construction projects up to $3,000,000—fast loan pre-qualification process.

All-in-one loan origination platform that helps borrowers and brokers analyze their loans.

Our lending firm specializes at providing innovative solutions to real estate investors.

From the underwriting team to our legal team, our loan processing team.

Fix and flip loan terms

Partner with us for short-term hard money loans for your real estate projects in Massachusetts.

LOAN TERMS

$3MM

/ Per asset / Rates from 9.75%

Property Types

Property Types: Non-owner occupied
+ Single family residence
+ Multifamily 2-4 units
+ Warantable condominums
Maximum Loan Amount: $3,000,000
Loan to Cost: 85% of the purchase price + 100% of the renovation estimate
Purchase + Renovation: 90% of purchase price + 4 verified similar projects within 24 months
Maximum ARV: 75% (Must have completed five flips in 36 months) Tiers 1 & 2 qualify for 70% ARV
Term Length: 12 Months,
Extension on lender's discresion
Experience: 1-3 Completed projects
FICO Score: 650
Recourse: Full

Get approved

Partnership that builds value.

Get funded in weeks, and not months!

All-in-one lending
24/7 Support
Extensions are available upon request
Higher loan leverage for experienced real estate investors

Apply here

let's talk

Why use hard money loans?

Use our short-term hard money loan to purchase, renovate, and sell non-owner-occupied residential properties from 1 unit to 10 units.Our hard money loan product is designed to provide you with the financial support you need to purchase, renovate, and ultimately sell non-owner-occupied residential properties.

Whether you're looking to invest in a single unit or a multifamily property up to eight units, our loan options are tailored to meet your specific needs.

How can I qualify for a hard money loan?

Our construction loan program is designed to provide financing for experienced developers and builders to build single family and multifamily homes. Whether you are embarking on a single project or portfolio, our construction loan program offers flexible and competitive financing options to help bring your vision to life.

Benefits of refinancing hard money loan

Investment property that is purchased with our hard money loan product can be refinanced as soon as all items on the scope work are completed, inspected and permitted by the city. Refinancing your hard money loan comes with the following benefits:

Reduced interest rates: Our short-termed hard money loan carries interest rates from 10%-12%, and refinancing to a long-term loan at a lower interest rate could save a lot of money.
Assess to Equity: A cash-out refinance allows investors to tap into the equity they have built up in a property. By refinancing for a larger amount than what is owed, the investor can receive the difference in cash. This capital can be used to fund a new property purchase, cover renovation costs, or invest in other opportunities.
Improved Financial Stability: Moving from a high-cost, short-term hard money loan to a lower-cost, long-term conventional loan stabilizes your financing. For fix-and-flip investors, this is the standard "exit strategy" once a property is renovated. For buy-and-hold investors, it provides a long-term, fixed-rate payment structure that improves financial stability.
Favorable Property Evaluation: If the value of your property has increased since the initial hard money loan was issued—due to market appreciation or renovations—a refinance will be based on the property's new, higher value. This allows you to leverage your increased equity to access more favorable loan terms or cash out.

Build for real estate investors like you

Our hard money loan product is built for experienced real estate investors like you, and it can be a cost-effective choice for your upcoming fix and flip project, offering lower interest rates, faster construction draws, and expedited project completion.

Get Started

(339) 219-8850